Today Ken and Mark gave away $150 in gift cards to a local restaurant as part of the Stump the Chump contest. Sharon Schweitzer founder of Access to Culture talked about how to behave and proper etiquette during the holidays in regards to office parties, tipping and gifting. Bill Hardekopf, lowcards.com, had a few important topics to cover like opening new credit cards at stores during the holidays. In the Biz Leaders Spotlight was Carolyn Vangelos, owner of Twin Peaks. This restaurant is also the featured restaurant for next week's Stump the Chump contest on M-W-F at 7:15 am.