It was a busy day on Business for Breakfast this morning. The guys spoke with Nick Paras with Alpha Computing about how your cellphone is spying on you. Senior analyst with CreditCards.com, Matt Schultz spoke about credit card loyalty. The Phoenix Startup Week guest today was Tina Bennett, owner of Vanilla Swirl. Phoenix Business Journal reporter Eric Jay Toll spoke about why APS wholesale rates were pulled into and FERC investigation. To round out the show we had Eric Luster, President and CEO of Movement Interactive on the Business of Sports segment to talk about Hiji Band.