Today on the morning show, Ken and Mark, heard from Mortgage expert Mike Tizzano regarding how much a person can actually afford when buying a home.  Then from lowcards.com, Bill Hardekopf, discussing the Feds rate hike and how it affects credit cards.  Joining them in the studio today was John Strawn, GM of Refuge Cafe talking about their two Valley locations.  Solar Sandy stopped by and then David Hoosier from E.A.R.N. or Educational Assistance Resources Network and what they're all about.