Ken and Mark had a total of five different guests today with half of them in the studio and also gave away the final $50 gift card to Tommy's Place during the Stump the Chumps contest.  Institutional Investor LLC, Sam Knox talked about finance leaders survey that finds worldwide optimism about expansion and hiring.  Founder of BusyKid app, Gregg Murset, how local schools and business partner on app to teach kids personal finance.  Then E.A.R.N. David Hooser on giving to his non-profit during tax time.  In the Biz Leaders Spotlight today was Hartley Rodie, owner of The Churchill and finally Audrey Monell of Forrest Anderson Plumbing & Air Conditioning which is a finalist in the BBB Torch Awards for Ethics.