Monday morning and Ken and Mark heard first from an author, Gary Sirak.  He's also a Financial Adviser and he said that money is burning a hose in 38% of pockets and how to stop doing this.  His book is called "The American Dream Revisited:  Ordinary People, Extraordinary Results".  Then from Kiplinger, Jeffrey Kosnett and his topic is the case of doing nothing in today's market.  Ken Tumin from Depositaccounts.com stopped in with the Phoenix ranking of ATM fees compared to other major cities.  Stopping by was this week's Stump the Chumps restaurant sponsor, Fares Tarabichi from The Crepe Club followed by the contest where we had one lucky winner.